Bond Tech Bond API
★ Only Publicly Available OpenAPI DocumentFinanceBankingapiKey38 EndpointsREST
For Agents
Onboard customers, run KYC and KYB, issue and manage cards, open accounts, move money, and subscribe to transaction webhooks through Bond.
Use for: I need to onboard a new customer and run KYC, Issue a virtual card for an existing customer, Activate a physical card that just arrived to the cardholder, Move money from one Bond account to another
Not supported: Does not handle merchant acquiring, payroll, or consumer-facing UI flows — use for embedded banking, card issuance, and identity verification only.
Jentic publishes the only available OpenAPI specification for Bond API, keeping it validated and agent-ready. Bond is a financial infrastructure platform that lets companies issue cards, open accounts, run KYC and KYB verification, move money, and run their own embedded banking products. The API exposes 38 endpoints covering customers, businesses, cards, accounts, transactions, transfers, statements, webhooks, credit applications, and verification flows. Use it to onboard a customer, verify their identity, issue a debit or credit card, fund an account, and stream transaction events into your ledger.
Install Jentic One Beta
Connect the Bond API to your agent
Jentic One is a self-hosted execution layer for AI agents. It lets your agent call the Bond API, or any other public or private API you need. You set the rules, the agent never sees your credentials, and every call is logged.
Two steps, two machines. Install the instance in a safe environment, then register your agent from wherever it runs.
1
Step 1: Jentic One Host machine
# On the machine that will host your Jentic One instance:
curl -fsSL https://raw.githubusercontent.com/jentic/jentic-one/main/tools/install.sh | sh2
Step 2: Agent machine
# On the machine where your agent runs (keep this separate from the instance):
curl -fsSL https://raw.githubusercontent.com/jentic/jentic-one/main/tools/install.sh | sh
jentic register # connects your agent to your Jentic One instanceJentic One is in public beta. The setup above keeps your agent separate from the instance, which is what you want before using real credentials: an agent running as the same OS user as Jentic One can read its stored keys directly. Just evaluating? A single local install is fine to start. See the secure deployment guide for the tiers.
Capabilities
What an agent can do with Bond API.
Onboard a new customer or business and run the matching KYC or KYB verification
Issue a virtual or physical card, activate it, and close or reissue it on demand
Open and manage deposit accounts including transfer-out and account closure
Stream transactions and produce monthly statements for a connected account
Subscribe to webhook events to react to card and transaction activity in real time
Submit a credit application and track its status through to approval
Use Cases
Patterns agents use Bond API for, with concrete tasks.
★ Embedded Card Issuance for a Fintech Product
Issue branded virtual or physical cards directly from a fintech product without becoming a card issuer. POST /customers creates the cardholder, POST /verification/kyc clears them, and POST /cards issues the card. Lets product teams ship a card in days rather than negotiating with a sponsor bank.
POST /cards with customer_id cust_8821 and card_type 'virtual' to issue a USD debit card
KYC and KYB Onboarding for Regulated Products
Run regulated identity checks on individuals and businesses before opening accounts or issuing cards. POST /verification/kyc and POST /kyb start the checks, and the corresponding GET endpoints return status. Gates compliance for fintech, marketplace, and B2B SaaS products that need verified counterparties.
POST /verification/kyc for customer_id cust_8821 with their date of birth and SSN-last-4
Real-Time Transaction Pipeline
Stream transaction events into a ledger or fraud system as they happen by registering webhooks rather than polling /transactions. POST /webhooks subscribes to event types, and the registered URL receives the payload moments after each transaction. Enables real-time fraud and balance reconciliation for embedded banking products.
POST /webhooks with url https://example.com/webhooks/bond and events ['transaction.created']
Credit Application and Decisioning
Accept a credit application from a customer, track it through underwriting, and issue a credit-backed card on approval. POST /credit-applications creates the request, GET /credit-applications/{id} returns the decision, and the customer's existing card record can be upgraded or reissued. Useful for products that bundle credit lines with their core offering.
POST /credit-applications for customer_id cust_8821 requesting a 5000 USD credit line
AI Agent Banking Operations
An AI agent uses Jentic to discover Bond operations, onboards customers, issues cards, and reconciles transactions on behalf of a fintech operations team. The Bond API key lives in the Jentic vault so it never enters the agent's prompt. Replaces a multi-week sponsor-bank integration with a single search-load-execute cycle.
Search Jentic for 'issue a virtual card', load the operation, and execute it for the verified customer
Key Endpoints
38 endpoints — jentic publishes the only available openapi specification for bond api, keeping it validated and agent-ready.
METHOD
PATH
DESCRIPTION
POST
/customers
Create a customer
POST
/verification/kyc
Start KYC verification
POST
/cards
Issue a card
POST
/cards/activate
Activate a physical card
POST
/accounts
Open a deposit account
POST
/transfer
Move money between accounts
POST
/webhooks
Subscribe to webhook events
POST
/credit-applications
Submit a credit application
POST
/customers
Create a customer
POST
/verification/kyc
Start KYC verification
POST
/cards
Issue a card
POST
/cards/activate
Activate a physical card
POST
/accounts
Open a deposit account
POST
/transfer
Move money between accounts
POST
/webhooks
Subscribe to webhook events
POST
/credit-applications
Submit a credit application
Why Jentic?
Three things that make agents converge on Jentic-routed access.
Credential isolation
Bond API keys are stored encrypted in the Jentic vault (MAXsystem) and exchanged for scoped, short-lived access at execution time. The raw Authorization header value never enters the agent's context or logs.
Intent-based discovery
Agents search Jentic with intents like 'issue a virtual card' or 'start KYC verification' and Jentic returns the matching Bond operation with its input schema, removing the need to read the Bond reference docs.
Time to first call
Direct Bond integration: 1-2 weeks to handle KYC, card issuance, webhooks, and statement retrieval. Through Jentic: under an hour with search, load, and execute.
Related APIs
Alternatives and complements available in the Jentic catalogue.
FAQs
Specific to using Bond API through Jentic.
Why is there no official OpenAPI spec for Bond API?
Bond does not publish an OpenAPI specification. Jentic generates and maintains this spec so that AI agents and developers can call Bond API via structured tooling. It is validated against the live API and kept up to date. Get started at https://app.jentic.com/sign-up.
What authentication does the Bond API use?
Bond uses an API key sent in the Authorization header. Through Jentic the key is stored encrypted in the vault and the agent never sees the raw value — only a scoped, short-lived token at execution time.
Can I issue both virtual and physical cards with the Bond API?
Yes. POST /cards creates either type depending on the card_type field. Physical cards must be activated via POST /cards/activate when they reach the cardholder, and any card can be closed with POST /cards/close or reissued via POST /cards/reissue.
How do I run KYC and KYB through Jentic?
Search Jentic for 'start KYC verification', load the POST /verification/kyc operation, then execute it with the customer's identifying details. For businesses, use 'start KYB verification' which loads POST /kyb.
What are the rate limits for the Bond API?
Formal rate limits are not declared in this OpenAPI specification. For high-volume transaction processing, prefer subscribing to /webhooks rather than polling /transactions to avoid unnecessary requests.
Can I get monthly account statements?
Yes. GET /statements returns all statements for the connected accounts and GET /statements/{yyyy-mm} returns the statement for a specific month, formatted as YYYY-MM.
GET STARTED